What is cashflow modelling?
We use Cashflow modelling to demonstrate how long your money could last in retirement. We can provide you with a cashflow illustration that maps out your savings and investments, year by year.
The cashflow illustration will be completely aligned to your personal circumstances. We will base it on things like your current finances, how much you’re saving and investing, your spending patterns, your target retirement date and your aspirations for the future. They’ll also take into account projected inflation and investment performance, as well as your life expectancy.
How could cashflow modelling help me?
Cashflow modelling can help to answer questions such as:
- When can I afford to retire?
- How long will my pension last?
- Can I afford to gift to my child or grandchild?
- What happens if life takes an unexpected turn?
- What would happen to my finances if I needed long-term care?
These are the kinds of complex unknowns that cash flow modelling helps to solve. We turn uncertainty into a clear, visual roadmap, empowering you to make confident, more informed decisions.
Why It Matters
See Your Financial Trajectory
Understand how your income, pensions, investments, and savings could evolve over time. See the impact of today’s decisions on your long-term financial position.
Plan for Key Life Events
Whether it is retirement, a child’s education, a dream holiday, a second home or gifting we assess what is affordable and help create a strategy to achieve it.
Avoid Running Out of Money
We test your plan against life’s uncertainties. From market downturns and early retirement to long-term care costs, you will see how resilient your finances really are.
How It Works
Your Full Financial Picture
We model your income, outgoings, taxes, and inflation, drawing together all your pensions, savings, and investmets. This highlights both risks and opportunities across your plan.
Explore ‘What If’ Scenarios
What if you downsize, support your children/grandchildren, or face care costs? You can explore different paths and see how they affect your financial future.
Adapting to Life’s Changes
Your cash flow model is not fixed. We review and update it regularly during service meetings, so your financial plan stays aligned with your evolving life.
Let’s make your future feel more certain
We will help you turn questions into answers, and uncertainty into a financial plan you can move forward with.
Our firm does not offer long term care advice or defined benefit advice.
What is cashflow modelling?
We use Cashflow modelling to demonstrate how long your money could last in retirement. We can provide you with a cashflow illustration that maps out your savings and investments, year by year.
The cashflow illustration will be completely aligned to your personal circumstances. We will base it on things like your current finances, how much you’re saving and investing, your spending patterns, your target retirement date and your aspirations for the future. They’ll also take into account projected inflation and investment performance, as well as your life expectancy.
How could cashflow modelling help me?
Cashflow modelling can help to answer questions such as:
- When can I afford to retire?
- How long will my pension last?
- Can I afford to gift to my child or grandchild?
- What happens if life takes an unexpected turn?
- What would happen to my finances if I needed long-term care?
These are the kinds of complex unknowns that cash flow modelling helps to solve. We turn uncertainty into a clear, visual roadmap, empowering you to make confident, more informed decisions.
Why It Matters
See Your Financial Trajectory
Understand how your income, pensions, investments, and savings could evolve over time. See the impact of today’s decisions on your long-term financial position.
Plan for Key Life Events
Whether it is retirement, a child’s education, a dream holiday, a second home or gifting we assess what is affordable and help create a strategy to achieve it.
Avoid Running Out of Money
We test your plan against life’s uncertainties. From market downturns and early retirement to long-term care costs, you will see how resilient your finances really are.
How It Works
Your Full Financial Picture
We model your income, outgoings, taxes, and inflation, drawing together all your pensions, savings, and investmets. This highlights both risks and opportunities across your plan.
Explore ‘What If’ Scenarios
What if you downsize, support your children/grandchildren, or face care costs? You can explore different paths and see how they affect your financial future.
Adapting to Life’s Changes
Your cash flow model is not fixed. We review and update it regularly during service meetings, so your financial plan stays aligned with your evolving life.
Let’s make your future feel more certain
We will help you turn questions into answers, and uncertainty into a financial plan you can move forward with.
Our firm does not offer long term care advice or defined benefit advice.
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